Estimate of Proposed Loan Limit Increases
Geographic Area Current Loan Limit Proposed Loan Limit
Anchorage, AK $625,500 $625,500
Atlantic City, NJ $417,000 $453,750
Baltimore-Towson, MD $417,000 $424,351
Barnstable Town, MA $417,000 $583,374
Bend, OR $417,000 $447,500
Bishop, CA $417,000 $729,750
Boston-Cambridge-Quincy, MA-NH $417,000 $603,907
Boulder, CO $417,000 $459,375
Bremerton-Silverdale, WA $417,000 $475,000
Bridgeport-Stamford-Norwalk, CT $417,000 $715,164
Charlottesville, VA $417,000 $425,000
Durango, CO $417,000 $443,750
Edwards, CO $417,000 $729,750
Fairbanks, AK $625,500 $625,500
Flagstaff, AZ $417,000 $450,000
Gardnerville Ranchos, NV $417,000 $729,750
Hartford-West Hartford et al, CT $417,000 $439,125
Hilo, HI $625,500 $625,500
Honolulu, HI $625,500 $716,033
Jackson, WY-ID $417,000 $729,750
Juneau, AK $625,500 $625,500
Kahului-Wailuku, HI $625,500 $716,033
Kapaa, HI $625,500 $716,033
Ketchikan, AK $625,500 $625,500
Key West-Marathon, FL $417,000 $729,750
Kill Devil Hills, NC $417,000 $460,000
Kodiak, AK $625,500 $625,500
Los Angeles-Long Beach et al, CA $417,000 $729,750
Madera, CA $417,000 $425,000
Medford, OR $417,000 $422,500
Merced, CA $417,000 $471,557
Miami-Fort Lauderdale et al, FL $417,000 $505,028
Modesto, CA $417,000 $729,750
Napa, CA $417,000 $729,750
Naples-Marco Island, FL $417,000 $729,750
New York et al, NY-NJ-PA $417,000 $693,321
Ocean City, NJ $417,000 $729,750
Ocean Pines, MD $417,000 $437,499
Oxnard-Thousand Oaks-Ventura, CA $417,000 $729,750
Phoenix Lake-Cedar Ridge, CA $417,000 $437,500
Poughkeepsie-Newburgh et al, NY $417,000 $443,750
Redding, CA $417,000 $423,625
Reno-Sparks, NV $417,000 $462,068
Riverside et al, CA $417,000 $549,006
Sacramento–Arden et al, CA $417,000 $488,863
Salinas, CA $417,000 $729,750
San Diego-Carlsbad et al, CA $417,000 $729,750
San Francisco-Oakland et al, CA $417,000 $729,750
San Jose-Sunnyvale et al, CA $417,000 $729,750
San Luis Obispo-Paso Robles, CA $417,000 $729,750
Santa Barbara-Santa Maria, CA $417,000 $729,750
Santa Cruz-Watsonville, CA $417,000 $729,750
Santa Fe, NM $417,000 $426,432
Santa Rosa-Petaluma, CA $417,000 $729,750
Sarasota-Bradenton-Venice, FL $417,000 $442,237
Seattle-Tacoma-Bellevue, WA $417,000 $574,782
Silverthorne, CO $417,000 $431,250
Stockton, CA $417,000 $729,750
Trenton-Ewing, NJ $417,000 $439,550
Truckee-Grass Valley, CA $417,000 $729,750
Ukiah, CA $417,000 $729,750
Vallejo-Fairfield, CA $417,000 $729,750
Washington et al, DC-VA-MD-WV $417,000 $637,838
Winchester, VA-WV $417,000 $475,000
York-Hanover, PA $417,000 $424,587
Yuba City, CA $417,000 $424,680
Note: Estimates of proposed conforming loan limits are based upon current FHA loan limits (for areas with FHA loan limits below the current maximum of $362,790) and data from the
National Association of Realtors (NAR) regarding median existing home sales prices by MSA for Q3:2007 (for areas with FHA loan limits above the current maximum of $362,790).
NAR estimates of median existing home sales prices are not available for all affected areas. For those areas the proposed limit is assumed to be $729.750.
Estimates of proposed conforming loan limits above $477,355 (i.e., areas w/ FHA loan limits at the maximum of $362,790) should not be considered reliable.
Estimates of Proposed Higher Conforming Loan Limits by Geographic Area
Cheers,
Dalton
